Dental and Vision Care Plan Provider
Affordable and valuable benefits for your employees
How Can We Help You?
Dental and Vision Benefits
Human Resources, Inc. has partnered with Humana, one of the largest healthcare networks in the country, to bolster our employee benefits packages with dental and vision care. A comprehensive healthcare plan can aid in your retention strategy to keep the best performers in your company.
These plans are affordable through low monthly premiums and offered through an A-Rated carrier, which is the best possible rating in the insurance industry. Although network, services covered, and deductibles vary by plan, each one has single, plus one, and family levels of coverage.
Employee Dental Benefits
You have the choice to offer your employees one or several dental insurance plans through Humana – DHMO, Low PPO, or High PPO – which includes competitive levels of coverage for preventative, basic, and major dental care services, as well as dependent child orthodontia. As an added benefit, the plans do not cut off after an annual maximum has been reached. The PPO plans have a built-in extension that continues dental coverage with 30% coinsurance once employees have exhausted their regular annual threshold. There is no waiting period. New employees are eligible for coverage their first day on the job. Over 110,000 dentist locations nationwide participate in Humana’s network.
Employee Vision Benefits
Members who enroll in vision insurance benefits will enjoy discounts, low co-pays, and reimbursements on exams, lenses, frames, and contacts. Instead of paying full retail for frames, members pay wholesale prices in addition to their reimbursement. Furthermore, lens options such as anti-reflective and scratch-resistance coatings can be added to an order for a fixed amount. A second pair of eyeglasses can be purchased at a discount. If an employee has a dependent that is less than 19 years old, standard polycarbonate is available at no charge. Humana’s VCP network participates with over 34,200 optometrists and ophthalmologists.
Insurance for Small Business
Because Human Resources, Inc. is a Professional Employer Organization (PEO), we are able to secure rates with insurance carriers that can save your company money every year.